Terms & Conditions

Effective Date: 12/12/2023 Thank you for visiting RateStead.com. These Terms and Conditions govern your use of our website. By accessing or using RateStead.com, you agree to be bound by these Terms and Conditions. If you do not agree with the terms, please do not use our website. ### 1. Acceptance of Terms By accessing or using RateStead.com, you agree to comply with and be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, please refrain from using our website. ### 2. Use of the Website You agree to use RateStead.com for lawful purposes only. You may not use our website in any manner that could damage, disable, overburden, or impair our servers or networks or interfere with any other party’s use of the website. ### 3. Intellectual Property All content, trademarks, and intellectual property on RateStead.com are the property of RateStead or its licensors. You may not use, reproduce, distribute, or display any portion of the website without the express written permission of RateStead. ### 4. User Accounts To access certain features of our website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. ### 5. Privacy Your use of RateStead.com is also governed by our Privacy Policy, which can be found [here](link to your Privacy Policy). ### 6. Disclaimer of Warranties RateStead.com is provided “as is” and “as available” without any warranties, express or implied. RateStead does not warrant that the website will be uninterrupted, secure, or error-free. ### 7. Limitation of Liability RateStead and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of RateStead.com. ### 8. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States. ### 9. Changes to Terms and Conditions RateStead reserves the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of RateStead.com after any changes will constitute your acceptance of such changes. ### 10. Contact Us If you have any questions or concerns about these Terms and Conditions, please contact us at [contact@ratestead.com]. Thank you for choosing RateStead.com. Ratestead Inc.