About Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card is a cashback credit card that offers cardholders the opportunity to earn unlimited cashback rewards on their purchases. Here are some details about the card: Rewards Program: The Wells Fargo Active Cash® Card earns unlimited 2% cashback on purchases made with the card. This includes purchases made in-store, online, or via mobile wallet payments. The cashback rewards never expire and there is no minimum redemption amount. Sign-up Bonus: The Wells Fargo Active Cash® Card offers a sign-up bonus of $200 cashback after spending $1,000 in the first three months of account opening. Annual Fee: The Wells Fargo Active Cash® Card has no annual fee. Introductory APR: The Wells Fargo Active Cash® Card offers a 0% introductory APR on purchases and balance transfers for the first 15 months after account opening. After that, the APR will be a variable rate based on the cardholder’s creditworthiness. Additional Perks: The Wells Fargo Active Cash® Card also offers cell phone protection, which provides up to $600 protection against damage or theft of the cardholder’s cell phone when the monthly cell phone bill is paid with the card. Overall, the Wells Fargo Active Cash® Card is a great option for those who want a simple and straightforward cashback rewards credit card with no annual fee.

Why Choose Wells Fargo Active Cash Card

There are several reasons why someone might choose the Wells Fargo Active Cash® Card. Here are a few:

1. Unlimited Cashback: The Wells Fargo Active Cash® Card offers unlimited 2% cashback on purchases, making it a great choice for those who want a simple and straightforward rewards program with no caps or restrictions on earning.
2. Sign-up Bonus: The card also offers a sign-up bonus of $200 cashback after spending $1,000 in the first three months of account opening, which can be a nice added perk for new cardholders.
3. No Annual Fee: The Wells Fargo Active Cash® Card has no annual fee, making it a low-cost option for those who want to earn rewards without having to pay for the privilege.
4. Introductory APR: The card also offers a 0% introductory APR on purchases and balance transfers for the first 15 months after account opening, which can be helpful for those who need to make a large purchase or want to transfer a balance from another credit card.
5. Cell Phone Protection: Another added perk of the Wells Fargo Active Cash® Card is the cell phone protection benefit, which provides up to $600 in protection against damage or theft of the cardholder’s cell phone when the monthly cell phone bill is paid with the card.

Overall, the Wells Fargo Active Cash® Card is a great choice for those who want a simple, low-cost cashback credit card with the added perks of a sign-up bonus and cell phone protection.

How to Apply for Wells Fargo Active Cash® Card

If you’re interested in applying for the Wells Fargo Active Cash® Card, you can follow these steps:

1. Visit the Wells Fargo Active Cash® Card website: Go to the official website for the Wells Fargo Active Cash® Card.
2. Review the card details: Read over the card details and make sure it’s the right fit for you.
3. Click “Apply Now”: Click the “Apply Now” button on the website.
4. Fill out the application: Fill out the application with your personal information, including your name, address, social security number, and employment status.
5. Provide financial information: You’ll also need to provide information about your income, expenses, and other debts.
6. Review and submit your application: Review your application to make sure all the information is accurate and complete, and then submit your application.
7. Wait for a decision: Wells Fargo will review your application and let you know whether you’ve been approved or denied for the card. If you’re approved, you’ll receive your new card in the mail within 7-10 business days.

It’s important to note that you’ll need to have good credit in order to be approved for the Wells Fargo Active Cash® Card. If you have any questions about the application process or the card itself, you can contact Wells Fargo’s customer service team for assistance.

What Are My Approval Odds for Wells Fargo Active Cash® Card

The approval odds for the Wells Fargo Active Cash® Card will depend on a number of factors, including your credit score, credit history, income, and other debts. Here are some general guidelines that may give you an idea of your approval odds:

• Excellent credit: If you have an excellent credit score (typically considered to be 720 or higher), you’re more likely to be approved for the Wells Fargo Active Cash® Card, assuming you have a stable income and low debt-to-income ratio.
• Good credit: If you have a good credit score (typically considered to be 670-719), you may still have a good chance of being approved for the Wells Fargo Active Cash® Card, especially if you have a stable income and low debt-to-income ratio.
• Fair credit: If you have a fair credit score (typically considered to be 580-669), your approval odds may be lower, but you may still be able to get approved if you have a stable income and low debt-to-income ratio.
• Poor credit: If you have poor credit (typically considered to be below 580), your approval odds are likely to be very low, and you may want to focus on improving your credit before applying for the Wells Fargo Active Cash® Card.

It’s important to note that credit card issuers use a variety of factors to determine whether to approve an application, so it’s impossible to know for sure what your approval odds will be without applying. If you’re unsure whether you’ll be approved for the Wells Fargo Active Cash® Card, you may want to consider checking your credit score and reviewing your credit report to get a better idea of where you stand.

FAQs About Wells Fargo Active Cash® Card

Here are some frequently asked questions about the Wells Fargo Active Cash® Card:

1. What is the cashback rate on the Wells Fargo Active Cash® Card? The card offers unlimited 2% cashback on purchases.
2. Does the Wells Fargo Active Cash® Card have an annual fee? No, the card does not have an annual fee.
3. Is there a sign-up bonus for the Wells Fargo Active Cash® Card? Yes, the card offers a sign-up bonus of $200 cashback after spending $1,000 in the first three months of account opening.
4. Does the Wells Fargo Active Cash® Card have a 0% APR introductory offer? Yes, the card offers a 0% introductory APR on purchases and balance transfers for the first 15 months after account opening.
5. What is the cell phone protection benefit on the Wells Fargo Active Cash® Card? The cell phone protection benefit provides up to $600 in protection against damage or theft of the cardholder’s cell phone when the monthly cell phone bill is paid with the card.
6. How can I apply for the Wells Fargo Active Cash® Card? You can apply for the card online by visiting the Wells Fargo Active Cash® Card website and filling out the application.
7. What credit score do I need to be approved for the Wells Fargo Active Cash® Card? The credit score required to be approved for the card varies, but generally, a good or excellent credit score is preferred. It’s also important to have a stable income and low debt-to-income ratio.
8. Does the Wells Fargo Active Cash® Card offer any other benefits? Yes, the card also offers travel and emergency assistance, roadside dispatch, and travel accident insurance, among other benefits.