About U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card is a cashback credit card that offers bonus cashback on selected categories, allowing you to earn cash rewards on your everyday purchases. The card is issued by U.S. Bank and offers a variety of features and benefits to its users.
Here are some key features of the U.S. Bank Cash+® Visa Signature® Card:
- Cashback rewards: You can earn up to 5% cashback on eligible purchases in two categories of your choice each quarter, as well as 2% cashback on one everyday category, such as gas stations or grocery stores. All other purchases earn 1% cashback. The cashback rewards do not expire and there is no limit to the amount of cashback you can earn.
- Sign-up bonus: You can earn a $150 cash bonus after you spend $500 on eligible purchases within the first 90 days of account opening.
- No annual fee: The U.S. Bank Cash+® Visa Signature® Card has no annual fee, making it a great option for those who want to earn cashback rewards without having to pay for the privilege.
- Visa Signature® benefits: As a Visa Signature® cardholder, you can enjoy a variety of exclusive benefits, such as travel and purchase protections, concierge services, and discounts on travel, entertainment, and shopping.
- Mobile app: The U.S. Bank mobile app allows you to easily manage your account, track your rewards, and redeem your cashback rewards.
- Zero fraud liability: You are not liable for unauthorized purchases made with your card, so you can rest assured that your card is protected against fraud.
Overall, the U.S. Bank Cash+® Visa Signature® Card is a great option for those who want to earn cashback rewards on their everyday purchases, with the added benefit of no annual fee and exclusive Visa Signature® benefits.
Why choose U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card is the perfect choice for those who want to maximize their cashback rewards. With this card, you can earn up to 5% cashback on your everyday purchases in categories that you choose, plus 2% cashback on gas, grocery, and drugstore purchases. Additionally, you will receive a $150 cashback bonus after spending $500 on purchases within the first 90 days of account opening.
The Cash+® Card also offers a unique feature that allows you to choose two categories each quarter to earn 5% cashback, which can be customized to fit your spending habits. You can select from a range of categories including restaurants, clothing stores, electronics, and more. Plus, you can earn unlimited 2% cashback on gas, grocery, and drugstore purchases.
Another benefit of this card is that it offers a 0% introductory APR on balance transfers for the first 12 billing cycles. This can help you consolidate your high-interest debts onto one card and save money on interest payments.
The U.S. Bank Cash+® Visa Signature® Card also comes with no annual fee, making it a cost-effective option for those who want to earn cashback rewards without paying extra fees. With all these benefits, the U.S. Bank Cash+® Visa Signature® Card is an excellent choice for anyone looking for a cashback credit card. Apply today and start earning cashback rewards on your everyday purchases!
How to apply for U.S. Bank Cash+® Visa Signature® Card
To apply for the U.S. Bank Cash+® Visa Signature® Card, follow these steps:
- Visit the U.S. Bank Cash+® Visa Signature® Card webpage on the U.S. Bank website.
- Click on the “Apply Now” button.
- Enter your personal and financial information, such as your name, address, annual income, and employment status.
- Choose your Cash+ Categories, which are the two 5% cash back categories you’ll earn rewards on each quarter.
- Review the terms and conditions and submit your application.
Alternatively, you can apply for the U.S. Bank Cash+® Visa Signature® Card by calling U.S. Bank customer service or by visiting a U.S. Bank branch in person.
What are my approval odds for U.S. Bank Cash+® Visa Signature® Card?
Approval odds for the U.S. Bank Cash+® Visa Signature® Card vary depending on factors such as your credit score, income, and debt-to-income ratio. U.S. Bank considers a variety of factors when evaluating your application, including your credit history and creditworthiness, as well as your income and employment status. It’s recommended that you have a good to excellent credit score (usually 670 or above) to increase your chances of approval for this card. However, approval is not guaranteed even if you meet these criteria.
FAQs about U.S. Bank Cash+® Visa Signature® Card
- What rewards can I earn with the U.S. Bank Cash+® Visa Signature® Card? With the U.S. Bank Cash+® Visa Signature® Card, you can earn cash back rewards on your purchases. You can choose two categories for 5% cash back on your first $2,000 in combined eligible net purchases each quarter, and an unlimited 2% cash back on one everyday category of your choice, such as gas stations or grocery stores. All other purchases earn 1% cash back.
- Is there an annual fee for the U.S. Bank Cash+® Visa Signature® Card? No, the U.S. Bank Cash+® Visa Signature® Card does not have an annual fee.
- Is there a limit on the cash back I can earn with the U.S. Bank Cash+® Visa Signature® Card? There is no limit on the amount of cash back you can earn with the U.S. Bank Cash+® Visa Signature® Card.
- How can I redeem my cash back rewards? You can redeem your cash back rewards for a statement credit, a deposit into a U.S. Bank savings, checking or money market account, or a rewards card. The minimum redemption amount is $25.
- Is there a foreign transaction fee for the U.S. Bank Cash+® Visa Signature® Card? Yes, there is a 3% foreign transaction fee for each transaction made outside the United States.
- Does the U.S. Bank Cash+® Visa Signature® Card come with any additional benefits? Yes, the U.S. Bank Cash+® Visa Signature® Card comes with benefits such as auto rental collision damage waiver, travel and emergency assistance services, and zero fraud liability protection.
- What credit score do I need to apply for the U.S. Bank Cash+® Visa Signature® Card? While U.S. Bank does not disclose a specific credit score requirement, it is recommended to have good to excellent credit (a FICO score of 670 or higher) to increase your chances of approval.
- Can I add authorized users to my U.S. Bank Cash+® Visa Signature® Card? Yes, you can add authorized users to your U.S. Bank Cash+® Visa Signature® Card at no additional cost. You can also set individual spending limits for authorized users.
