The CitiBusiness® / AAdvantage® Platinum Select® Mastercard is a credit card designed for business owners and frequent travelers who seek to maximize their rewards and benefits. Issued by Citibank, this co-branded card is a result of a partnership with American Airlines, one of the leading names in the aviation industry. As such, it caters to individuals looking to optimize their spending while enjoying perks related to air travel.
In conclusion, the CitiBusiness® / AAdvantage® Platinum Select® Mastercard stands out as an excellent choice for businesses with a focus on air travel. The robust rewards program, coupled with travel benefits and expense management tools, makes it a powerful financial tool for those who prioritize maximizing rewards on their business expenses. However, individuals should carefully weigh the annual fee and interest rates against the benefits to ensure it aligns with their spending habits and financial goals.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard
Welcome Bonus
65,000 Bonus Miles
Earn 65,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening.
Annual Fee
$99
Annual Rewards
2X Miles
Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases
Rewards on Approval
N/A
Interest rates
Purchase Rates
21.24%
Cash Advance Rates
29.99%
Balance Transfer Rates
21.24%
Table of Contents
CitiBusiness® / AAdvantage® Platinum Select® Mastercard
This credit card offers a robust rewards program tailored for businesses, particularly those with a penchant for air travel. It not only provides substantial mileage rewards for American Airlines flights but also offers additional benefits such as travel perks, expense management tools, and a range of other features designed to make it an attractive option for business owners on the move.
Pros
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Airline Rewards: One of the standout features is its tie-up with American Airlines, allowing cardholders to earn AAdvantage miles for every dollar spent, translating into significant travel rewards.
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Welcome Bonus: The card often comes with a generous welcome bonus, providing a substantial boost to your AAdvantage miles balance right from the start.
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Travel Benefits: Beyond mileage rewards, the card offers perks like priority boarding, a free checked bag for the cardholder and companions, and a 25% discount on in-flight food and beverages.
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Expense Management: For businesses, the card provides tools for tracking and managing expenses, making it easier to keep tabs on company spending.
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No Foreign Transaction Fees: A valuable feature for international business travelers, as the card does not charge foreign transaction fees on purchases made abroad.
Cons
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Annual Fee: While the card offers impressive benefits, it comes with an annual fee. Although the fee may be justified by the rewards and perks, it's important for potential cardholders to factor this into their decision-making.
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Limited Redemption Options: While AAdvantage miles are valuable for air travel, redemption options may be somewhat limited compared to more versatile rewards programs.
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Interest Rates: As with many rewards credit cards, the interest rates can be relatively high. This card is best suited for those who can pay off their balances in full each month to avoid accruing interest charges.
Details & Eligibility
- 800+
- N/A
- N/A
- $99
- N/A
- Mastercard
- No
- 21.24%
- 29.99%
- 21.24%
- N/A
- N/A
- $0
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