The Citi Costco Anywhere Visa Card is a product of the partnership between Citibank and Costco Wholesale, one of the largest membership-only warehouse clubs in the world. As a co-branded credit card, it caters to individuals who frequent Costco for their shopping needs. Cardholders can use this Visa card not only at Costco but also at other merchants worldwide that accept Visa.
One notable feature is that it serves as both a membership card and a credit card, streamlining the shopping experience for Costco members. The card offers cash back rewards, making it an attractive choice for those looking to earn while they spend. With no annual fee for the card itself (although a Costco membership is required), it presents a compelling option for Costco enthusiasts.
Citi Costco Anywhere Visa Card
Welcome Bonus
4% on eligible gas and EV charging
For the first $7,000 per year and then 1% thereafter
Annual Fee
$0
Annual Rewards
Unlimited 3% on restaurants and eligible travel, including Costco travel.
Unlimited 2% on all other purchases from Costco and Costco.com
Rewards on Approval
N/A
Interest rates
Purchase Rates
20.49%
Cash Advance Rates
29.99%
Balance Transfer Rates
20.49%
Table of Contents
Citi Costco Anywhere Visa Card
The Citi Costco Anywhere Visa Card is a co-branded credit card offering exclusive benefits for Costco members. Issued by Citibank, this card is designed to complement the shopping habits of Costco customers, providing generous cash back rewards on a variety of purchases.
Pros
- Generous Cash Back Rewards: The card provides cash back on a variety of purchases, including gas, dining, travel, and Costco purchases.
- No Annual Fee (for the card): Cardholders enjoy the benefits of the Citi Costco Anywhere Visa Card without incurring an additional annual fee.
- Worldwide Acceptance: Being a Visa card, it is accepted globally, allowing users to earn rewards beyond Costco's walls.
- Costco Membership Integration: The card seamlessly doubles as a Costco membership card, simplifying the need for multiple cards in the wallet.
- Travel Benefits: The card offers some travel-related perks, including worldwide car rental insurance and travel accident insurance.
Cons
- Membership Requirement: To access the benefits of the Citi Costco Anywhere Visa Card, users must have an active Costco membership, which comes with its own annual fee.
- Cash Back Redemption Limitations: Cash back rewards can only be redeemed annually at Costco stores during specific redemption periods.
- High APR: While the card offers enticing rewards, the APR can be relatively high, especially for those with lower credit scores.
- Foreign Transaction Fees: When used internationally, the card incurs foreign transaction fees, making it less cost-effective for frequent travelers.
Details & Eligibility
- N/A
- N/A
- N/A
- $0
- N/A
- Visa
- No
- 20.49%
- 29.99%
- 20.49%
- N/A
- N/A
- N/A
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