Citi Costco Anywhere Visa Card

Welcome Bonus

4% on eligible gas and EV charging

For the first $7,000 per year and then 1% thereafter

Annual Fee


Annual Rewards

Unlimited 3% on restaurants and eligible travel, including Costco travel.

Unlimited 2% on all other purchases from Costco and

Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Citi Costco Anywhere Visa Card

The Citi Costco Anywhere Visa Card is a co-branded credit card offering exclusive benefits for Costco members. Issued by Citibank, this card is designed to complement the shopping habits of Costco customers, providing generous cash back rewards on a variety of purchases.


  1. Generous Cash Back Rewards: The card provides cash back on a variety of purchases, including gas, dining, travel, and Costco purchases.
  2. No Annual Fee (for the card): Cardholders enjoy the benefits of the Citi Costco Anywhere Visa Card without incurring an additional annual fee.
  3. Worldwide Acceptance: Being a Visa card, it is accepted globally, allowing users to earn rewards beyond Costco's walls.
  4. Costco Membership Integration: The card seamlessly doubles as a Costco membership card, simplifying the need for multiple cards in the wallet.
  5. Travel Benefits: The card offers some travel-related perks, including worldwide car rental insurance and travel accident insurance.


  1. Membership Requirement: To access the benefits of the Citi Costco Anywhere Visa Card, users must have an active Costco membership, which comes with its own annual fee.
  2. Cash Back Redemption Limitations: Cash back rewards can only be redeemed annually at Costco stores during specific redemption periods.
  3. High APR: While the card offers enticing rewards, the APR can be relatively high, especially for those with lower credit scores.
  4. Foreign Transaction Fees: When used internationally, the card incurs foreign transaction fees, making it less cost-effective for frequent travelers.

Details & Eligibility

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  • Visa
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  • 29.99%
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The Citi Costco Anywhere Visa Card is a product of the partnership between Citibank and Costco Wholesale, one of the largest membership-only warehouse clubs in the world. As a co-branded credit card, it caters to individuals who frequent Costco for their shopping needs. Cardholders can use this Visa card not only at Costco but also at other merchants worldwide that accept Visa. One notable feature is that it serves as both a membership card and a credit card, streamlining the shopping experience for Costco members. The card offers cash back rewards, making it an attractive choice for those looking to earn while they spend. With no annual fee for the card itself (although a Costco membership is required), it presents a compelling option for Costco enthusiasts.
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