Key Features: The card is designed to reward businesses for their regular expenses. It offers an impressive 4% cash back on eligible gas purchases, including at Costco gas stations, up to $7,000 annually. Additionally, it provides 3% cash back on restaurant and eligible travel purchases, 2% cash back on all other purchases from Costco and Costco.com, and 1% cash back on all other spending. Membership Requirement: To be eligible for the Costco Anywhere Visa Business Card, one must be a Costco member. This card serves as a dual-purpose tool, functioning both as a credit card and a Costco membership card. This feature simplifies the shopping experience for businesses already invested in the Costco ecosystem. Annual Fee and APR: There is no annual fee for the Costco Anywhere Visa Business Card, aside from the Costco membership fee. However, it’s crucial to note that the annual percentage rate (APR) can vary based on the applicant’s creditworthiness, ranging from a competitive low to average APR. Cash Back Redemption: Cash back earned with the Costco Anywhere Visa Business Card is distributed annually in the form of a reward certificate, which can be redeemed for cash or merchandise at Costco warehouses. This annual reward structure can be particularly appealing for businesses looking to reinvest their savings directly back into their operations.