Capital One Venture X Rewards Credit Card

Welcome Bonus

Earn 75,000 Bonus Miles

Once you spend $4,000 on purchases within the first 3 months from account opening

Annual Fee

$395

Annual Rewards

Up to 10X Miles

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, plus unlimited 2X miles on all other purchases. Redeem miles for any airline, any hotel, rental cars, and more.

Rewards on Approval

N/A

Interest rates

Purchase Rates

21.74%

Cash Advance Rates

28.74%

Balance Transfer Rates

21.74%

Table of Contents

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card is a premium travel rewards card that offers exceptional benefits. With its generous earning potential, flexible redemption options, and valuable travel perks, it provides a superior travel experience for frequent travelers.

Pros

  • Capital One Travel, and 5x points on flights and travel booked through Capital One Travel or a third-party provider.
  • Up to $300 annual travel credit to offset travel purchases made with the card.
  • TSA PreCheck or Global Entry application fee credit of up to $100 every four years.
  • No foreign transaction fees.
  • Large sign-up bonus of 100,000 points when you spend $10,000 in the first 6 months of account opening.

Cons

  • High annual fee of $395.
  • The rewards program is geared towards travel spending, so if you don't travel frequently, you may not see as much value from the card.
  • While the sign-up bonus is large, the spending requirement to earn it is also high at $10,000 in the first 6 months.
  • Not all merchants accept American Express, so you may need to carry a backup card.
  • May require excellent credit to be approved.

Details & Eligibility

  • 680 - 800
  • N/A
  • N/A
  • $395
  • N/A
  • Visa
  • No
  • 21.74%
  • 28.74%
  • 21.74%
  • N/A
  • N/A
  • N/A

About Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card is a travel credit card that offers a variety of benefits to cardholders. With this card, you can earn rewards on every purchase you make and redeem them for travel-related expenses, such as flights, hotels, car rentals, and more. One of the standout features of the Capital One Venture X Rewards Credit Card is its high rewards rate. Cardholders earn 10X miles per dollar spent on hotels and rental cars booked through Capital One Travel, and 5X miles per dollar on flights booked through Capital One Travel. For all other purchases, you earn 2X miles per dollar. Other notable benefits of the Capital One Venture X Rewards Credit Card include up to a $300 statement credit for travel purchases made each year, a TSA PreCheck or Global Entry application fee credit, and no foreign transaction fees. Additionally, the Capital One Venture X Rewards Credit Card has a variety of travel-related perks, such as travel accident insurance, lost luggage reimbursement, and 24/7 travel assistance services. However, the card also comes with an annual fee of $395, which may be a downside for some users. Additionally, while the rewards rate is high, the redemption options are limited to travel-related expenses, which may not be ideal for everyone. Overall, the Capital One Venture X Rewards Credit Card is a great option for frequent travelers who are looking for a card with high rewards rates and a variety of travel-related benefits.

Why choose Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is the perfect card for those who love to travel and want to earn rewards while doing so. With this card, you’ll earn unlimited 10x miles on hotel stays and car rentals booked through Capital One Travel℠, 5x miles on flights booked through Capital One Travel℠, and 2x miles on all other purchases. Plus, you can earn up to 100,000 bonus miles after spending $10,000 on purchases within the first 6 months from account opening, and you’ll receive up to $200 in statement credits for eligible travel purchases made with the card each year. The Capital One Venture X Rewards Credit Card also offers a variety of travel perks, including up to $100 Global Entry or TSA PreCheck® fee credit, up to $100 application fee credit for CLEAR, and access to exclusive airport lounges. Plus, there are no foreign transaction fees, so you can use your card while traveling internationally without worrying about additional fees. In addition to these travel benefits, the Capital One Venture X Rewards Credit Card offers a variety of other features, including personalized card designs, contactless payment technology, and access to Capital One’s CreditWise® program, which can help you monitor and improve your credit score. If you’re looking for a credit card that offers a variety of travel rewards and benefits, the Capital One Venture X Rewards Credit Card is the perfect choice.

How to apply for Capital One Venture X Rewards Credit Card

You can apply for the Capital One Venture X Rewards Credit Card online through the Capital One website. Here are the steps to follow:
  1. Visit the Capital One Venture X Rewards Credit Card page on the Capital One website.
  2. Review the card’s features and benefits to ensure it’s the right fit for you.
  3. Click on the “Apply Now” button on the page.
  4. Fill in your personal information, such as your name, date of birth, and Social Security number.
  5. Provide your contact information, such as your email address, phone number, and mailing address.
  6. Enter your financial information, including your annual income and employment status.
  7. Agree to the terms and conditions of the card, and submit your application.
Once you submit your application, Capital One will review your information and let you know if you’ve been approved for the card. If you’re approved, you’ll receive your card in the mail within a few business days.

What are my approval odds for Capital One Venture X Rewards Credit Card

Capital One does not publicly disclose the specific approval odds or requirements for the Venture X Rewards credit card. Approval for the card will depend on factors such as an applicant’s credit history, income, and debt-to-income ratio. Generally, Capital One cards are designed for people with good to excellent credit scores, which typically means a FICO score of 670 or higher. However, meeting these criteria does not guarantee approval for the card, as each application is evaluated on a case-by-case basis.

FAQs about Capital One Venture X Rewards Credit Card

Here are some frequently asked questions about Capital One Venture X Rewards Credit Card:
  1. What are the rewards offered by the Capital One Venture X Rewards Credit Card? The Capital One Venture X Rewards Credit Card offers unlimited 10x miles on hotels and rental cars booked through Capital One Travel and 5x miles on flights booked through Capital One Travel. Additionally, you can earn 2x miles on all other purchases.
  2. What is the sign-up bonus for the Capital One Venture X Rewards Credit Card? The sign-up bonus for the Capital One Venture X Rewards Credit Card is 100,000 bonus miles after spending $10,000 on purchases within the first 6 months of account opening.
  3. Is there an annual fee for the Capital One Venture X Rewards Credit Card? Yes, there is an annual fee of $395 for the Capital One Venture X Rewards Credit Card.
  4. What is the APR for the Capital One Venture X Rewards Credit Card? The APR for the Capital One Venture X Rewards Credit Card is a variable APR of 17.24% – 24.49% based on your creditworthiness.
  5. Are there any foreign transaction fees with the Capital One Venture X Rewards Credit Card? No, there are no foreign transaction fees with the Capital One Venture X Rewards Credit Card.
  6. What benefits does the Capital One Venture X Rewards Credit Card offer? The Capital One Venture X Rewards Credit Card offers benefits such as $300 annual travel credit, Global Entry or TSA PreCheck fee credit, no foreign transaction fees, travel and purchase protections, and more.
  7. How do I redeem my miles earned with the Capital One Venture X Rewards Credit Card? You can redeem your miles for travel, statement credits, gift cards, or transfer them to Capital One’s airline and hotel partners.
  8. What credit score is needed for the Capital One Venture X Rewards Credit Card? A good to excellent credit score (typically 670 or higher) is recommended for the Capital One Venture X Rewards Credit Card.
  9. Can I add authorized users to my Capital One Venture X Rewards Credit Card? Yes, you can add authorized users to your Capital One Venture X Rewards Credit Card, and their purchases will earn rewards towards your account. However, note that there may be an additional fee for adding authorized users.
  10. Does the Capital One Venture X Rewards Credit Card come with a zero liability policy? Yes, the Capital One Venture X Rewards Credit Card comes with a zero liability policy, which means that you will not be held responsible for any unauthorized charges made on your account.
{{ reviewsTotal }}{{ options.labels.singularReviewCountLabel }}
{{ reviewsTotal }}{{ options.labels.pluralReviewCountLabel }}
{{ options.labels.newReviewButton }}
{{ userData.canReview.message }}
Ratestead.com
Logo