Capital One Spark Miles Select for Business

Welcome Bonus

50,000 Miles Bonus

Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

Annual Fee


Annual Rewards

1.5X Unlimited Rewards

Earn unlimited 1.5X miles on every purchase for your business.

Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Capital One Spark Miles Select for Business

The Capital One Spark Miles Select for Business is a business credit card designed to cater to the unique financial needs of small businesses. Renowned for its simplicity and travel-friendly features, this card offers a straightforward rewards program and additional perks, making it an attractive choice for businesses with a focus on travel expenses.


  • Straightforward rewards program with 1.5 miles per dollar on all purchases.
  • No annual fee, making it a cost-effective option for businesses.
  • Travel-friendly features, including no foreign transaction fees.
  • Introductory 0% APR for purchases.
  • Simple redemption process for earned miles.


  • The rewards rate, while competitive, may be surpassed by cards with higher earning rates for specific categories.
  • Limited additional perks compared to premium travel cards.
  • May not be the best option for businesses with extensive non-travel-related expenses.

Details & Eligibility

  • 800+
  • N/A
  • N/A
  • $0
  • N/A
  • N/A
  • No
  • 18.49%
  • 32.24%
  • 18.49%
  • N/A
  • N/A
  • N/A
1. Rewards Program: The Spark Miles Select card is part of Capital One’s family of travel rewards cards. It typically offers unlimited 1.5 miles for every dollar spent on purchases. The miles earned can be redeemed for a variety of travel-related expenses, providing businesses with flexibility in how they utilize their rewards. 2. No Annual Fee: One of the notable features of the Spark Miles Select card is its lack of an annual fee. This makes it an appealing option for businesses looking to maximize rewards without the burden of ongoing costs. 3. Introductory APR: Capital One often provides an introductory 0% APR period for purchases. This feature can be advantageous for businesses that plan to make significant purchases shortly after acquiring the card, allowing for a temporary reprieve from interest charges. 4. Travel-Focused Benefits: In addition to the rewards program, the Spark Miles Select card may offer travel-centric benefits. These can include features such as travel accident insurance, auto rental insurance, and no foreign transaction fees, making it a practical choice for businesses with international spending. 5. Simple Redemption Process: The miles earned with this card can be redeemed through a straightforward process. Cardholders can use their miles to offset travel expenses, book flights or hotels, or even receive a statement credit. This simplicity adds to the card’s appeal for businesses seeking uncomplicated rewards.
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