About Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is a popular cashback credit card that offers straightforward rewards and a range of useful features. Here are some key details about this card:
Rewards:
- Earn 1.5% cash back on every purchase, with no limits or categories to track.
- Redeem your rewards for cash back, statement credits, gift cards, and more.
- New cardholders can earn a one-time $200 cash bonus after spending $500 on purchases within the first 3 months of account opening.
Other Features:
- No annual fee.
- 0% intro APR on purchases for 15 months, followed by a variable APR of 15.49% – 25.49% based on your creditworthiness.
- No foreign transaction fees.
- Fraud coverage and alerts.
- Virtual card numbers for added security when shopping online.
- Free credit monitoring and alerts through Capital One’s CreditWise tool.
Overall, the Capital One Quicksilver Cash Rewards Credit Card is a great choice for anyone looking for a simple, reliable cashback card. The 1.5% cash back on every purchase is a competitive rate, and the lack of annual fees or foreign transaction fees makes it a cost-effective option for international travel or online shopping. Additionally, the 0% intro APR offer and credit monitoring features are valuable benefits that can help you manage your finances and credit score.
Why choose Capital One Quicksilver Cash Rewards Credit Card
Are you looking for a cashback credit card that’s simple, straightforward, and rewarding? Look no further than the Capital One Quicksilver Cash Rewards Credit Card!
With this card, you’ll earn 1.5% cash back on every purchase, with no limits or categories to track. That means you’ll earn cash back on everything from groceries and gas to travel and dining out. Plus, new cardholders can earn a one-time $200 cash bonus after spending $500 on purchases within the first 3 months of account opening.
But that’s not all – the Capital One Quicksilver Cash Rewards Credit Card also comes with a range of other valuable features. You’ll enjoy a 0% intro APR on purchases for 15 months, followed by a variable APR of 15.49% – 25.49% based on your creditworthiness. And with no annual fees or foreign transaction fees, you can use your card with confidence at home and abroad.
But perhaps the best part of the Capital One Quicksilver Cash Rewards Credit Card is its simplicity. There are no complicated rewards programs to navigate or points to convert – just straightforward cash back that you can redeem for statement credits, gift cards, and more.
So if you’re looking for a cashback credit card that’s easy to use, rewarding, and cost-effective, the Capital One Quicksilver Cash Rewards Credit Card is the perfect choice for you. Apply today and start earning cash back on every purchase!
How to apply for Capital One Quicksilver Cash Rewards Credit Card
You can easily apply for the Capital One Quicksilver Cash Rewards Credit Card online by following these steps:
- Go to the Capital One Quicksilver Cash Rewards Credit Card page on the Capital One website.
- Click on the “Apply Now” button.
- Fill out the application form with your personal information, including your name, address, social security number, and income.
- Review the terms and conditions, including the interest rates and fees, and make sure you understand them.
- Submit your application and wait for a decision.
If you’re approved for the Capital One Quicksilver Cash Rewards Credit Card, you should receive your card in the mail within 7-10 business days. If you’re not approved, you may receive a letter explaining why and what steps you can take to improve your credit and reapply in the future.
Keep in mind that Capital One requires applicants to have good to excellent credit to qualify for the Quicksilver Cash Rewards Credit Card. So, make sure you check your credit score before applying and address any issues that may be lowering it.
What are my approval odds for Capital One Quicksilver Cash Rewards Credit Card
The approval odds for the Capital One Quicksilver Cash Rewards Credit Card will depend on several factors, including your credit score, credit history, income, and debt-to-income ratio. To be approved for the card, you typically need to have good to excellent credit (usually a FICO score of 670 or higher).
If you have a good credit score and a solid credit history with responsible credit use, your chances of approval for the Capital One Quicksilver Cash Rewards Credit Card are higher. Additionally, having a stable income and a low debt-to-income ratio can also increase your chances of approval.
However, keep in mind that approval is not guaranteed, and Capital One may also consider other factors such as recent credit inquiries and any negative information on your credit report. It’s always a good idea to check your credit score and review your credit report before applying for any credit card to get an idea of your approval odds.
FAQs about Capital One Quicksilver Cash Rewards Credit Card
Here are some frequently asked questions about the Capital One Quicksilver Cash Rewards Credit Card:
- What are the rewards offered by the Capital One Quicksilver Cash Rewards Credit Card? The Capital One Quicksilver Cash Rewards Credit Card offers a flat 1.5% cashback on all purchases with no limits on how much you can earn. Additionally, new cardholders can earn a $200 cashback bonus after spending $500 on purchases within the first 3 months of account opening.
- Is there an annual fee for the Capital One Quicksilver Cash Rewards Credit Card? No, there is no annual fee for the Capital One Quicksilver Cash Rewards Credit Card.
- Is there a foreign transaction fee for the Capital One Quicksilver Cash Rewards Credit Card? No, there is no foreign transaction fee for the Capital One Quicksilver Cash Rewards Credit Card, making it a great card to use while traveling internationally.
- Does the Capital One Quicksilver Cash Rewards Credit Card offer any introductory APR? Yes, the card offers a 0% intro APR on purchases for the first 15 months after account opening, followed by a variable APR of 15.49% – 25.49% based on your creditworthiness.
- Can I redeem my cashback rewards for anything I want? Yes, you can redeem your cashback rewards for statement credits, checks, gift cards, or purchases made through Capital One’s online shopping portal. There is no minimum redemption amount, and your rewards never expire as long as your account remains open.
- What credit score do I need to apply for the Capital One Quicksilver Cash Rewards Credit Card? To have a good chance of being approved for the Capital One Quicksilver Cash Rewards Credit Card, you typically need a good to excellent credit score of at least 670 or higher. However, approval is not guaranteed, and other factors such as income, credit history, and debt-to-income ratio may also be considered.
