About Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express is a cashback credit card that offers rewards for everyday purchases. It’s a great card for those who want to earn cash back on their everyday spending without paying an annual fee. Here are some key features of the card:
- Cashback rewards: The Blue Cash Everyday® Card from American Express offers cashback rewards on eligible purchases. You can earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% cash back on all other eligible purchases.
- No annual fee: The card has no annual fee, making it a good option for those looking for a cashback credit card without any additional costs.
- Welcome bonus: The card offers a $150 statement credit after you spend $1,000 on eligible purchases in the first 3 months from account opening.
- Introductory APR: The Blue Cash Everyday® Card from American Express offers a 0% introductory APR on purchases for the first 15 months from account opening.
- Amex Offers: Cardholders can take advantage of Amex Offers, which provide discounts and cashback rewards on a variety of purchases from participating retailers.
- Entertainment access: Cardholders get access to exclusive entertainment experiences, including pre-sale tickets and cardmember-only events.
- Foreign transaction fee: The card charges a foreign transaction fee of 2.7% on all purchases made outside of the U.S., which can make it less than ideal for international travelers.
Overall, the Blue Cash Everyday® Card from American Express is a great cashback credit card for those who want to earn rewards on everyday spending without paying an annual fee. Its cashback rates for groceries, gas, and department stores are particularly attractive for those who spend a lot in these categories.
Why choose Blue Cash Everyday® Card from American Express
Are you tired of missing out on cashback rewards for your everyday purchases? Look no further than the Blue Cash Everyday® Card from American Express! With this card, you can earn 3% cash back at U.S. supermarkets, 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other eligible purchases. Plus, you’ll receive a $150 statement credit after spending $1,000 on eligible purchases in the first 3 months of account opening.
But the benefits don’t stop there. You’ll also enjoy a 0% introductory APR on purchases for the first 15 months, making this card a great option for large purchases or debt consolidation. Plus, there’s no annual fee, so you can enjoy cashback rewards without any additional costs.
As an American Express card, you’ll also have access to exclusive Amex Offers, providing discounts and cashback rewards on a variety of purchases from participating retailers. And with entertainment access, you’ll have the chance to attend exclusive events and get early access to tickets.
So why choose the Blue Cash Everyday® Card from American Express? With its attractive cashback rewards, welcome bonus, and other perks, this card is a great choice for those who want to earn rewards on everyday spending without paying an annual fee. Apply now and start earning cashback rewards today!
How to apply for Blue Cash Everyday® Card from American Express
You can apply for the Blue Cash Everyday® Card from American Express in a few easy steps:
- Visit the American Express website.
- Navigate to the Blue Cash Everyday® Card page.
- Click the “Apply Now” button.
- Provide your personal information, such as your name, address, and social security number.
- Provide your financial information, such as your income and employment status.
- Review the terms and conditions of the card, and submit your application.
American Express will then review your application and let you know if you are approved. If you are approved, you can expect to receive your new card in the mail within 7-10 business days.
What are my approval odds for Blue Cash Everyday® Card from American Express
The approval odds for the Blue Cash Everyday® Card from American Express depend on various factors, such as your credit history, income, and debt-to-income ratio. Typically, applicants with good to excellent credit scores (i.e., FICO score of 670 or higher) have higher chances of approval. However, American Express does not disclose its specific approval criteria, and each application is evaluated on a case-by-case basis.
To increase your chances of approval, it’s important to have a good credit history, a stable income, and a low debt-to-income ratio. You may also want to consider applying for the card when you have a good credit score and minimal outstanding debt. Additionally, it’s important to ensure that you meet the eligibility criteria for the card, such as being a U.S. resident and at least 18 years old.
Ultimately, the best way to determine your approval odds for the Blue Cash Everyday® Card from American Express is to apply and see if you are approved. If you are denied, you can request a free copy of your credit report to see if there are any issues you need to address before applying again in the future.
FAQs about Blue Cash Everyday® Card from American Express
Q: What is the Blue Cash Everyday® Card from American Express?
A: The Blue Cash Everyday® Card from American Express is a rewards credit card that offers cash back on eligible purchases, with no annual fee.
Q: What rewards does the Blue Cash Everyday® Card offer?
A: The Blue Cash Everyday® Card offers cash back on eligible purchases, including 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% cash back on all other purchases.
Q: Is there an annual fee for the Blue Cash Everyday® Card?
A: No, there is no annual fee for the Blue Cash Everyday® Card.
Q: Does the Blue Cash Everyday® Card have a sign-up bonus?
A: Yes, the Blue Cash Everyday® Card offers a welcome bonus of $200 cash back after you spend $1,000 in purchases on your new Card within the first 3 months of Card Membership.
Q: Does the Blue Cash Everyday® Card have foreign transaction fees?
A: Yes, the Blue Cash Everyday® Card charges foreign transaction fees of 2.7% of each transaction after conversion to US dollars.
Q: Does the Blue Cash Everyday® Card offer any additional benefits?
A: Yes, the Blue Cash Everyday® Card offers additional benefits, such as extended warranty coverage, purchase protection, and roadside assistance. Cardmembers can also access exclusive offers through Amex Offers.
Q: What credit score do I need to qualify for the Blue Cash Everyday® Card?
A: A good to excellent credit score is typically required to qualify for the Blue Cash Everyday® Card. However, the specific credit score requirements are not disclosed by American Express.
Q: What is the APR for the Blue Cash Everyday® Card?
A: The APR for the Blue Cash Everyday® Card varies depending on your creditworthiness and other factors, but typically ranges from 13.99% to 23.99% variable.
Q: Can I add additional cardholders to my Blue Cash Everyday® Card?
A: Yes, you can add additional cardholders to your Blue Cash Everyday® Card at no extra cost.
