Expanded Buying Power‡ provides flexibility in your spending capacity to match the dynamic nature of business needs. This feature allows you to exceed your credit limit based on factors such as Card usage, payment history, credit record, financial resources, and other considerations. It’s important to note that the extra spending capacity is not limitless and adjusts according to various factors. As a Card Member, you can benefit from coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory. Simply use your Eligible Card to reserve and pay for the entire rental, and decline the collision damage waiver (CDW) at the Rental Company counter. It’s essential to review important exclusions and restrictions, as not all vehicle types or rentals are covered. Please be aware that this coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Additionally, this product offers secondary coverage and does not include liability coverage. Unexpected events can occur during travel, and being a Card Member can provide assistance. The Global Assist® Hotline‡ offers support with trip preparation, customs information, and more. While traveling over 100 miles from home, Card Members have access to coordination and assistance services, including lost passport replacement, translation services, missing luggage assistance, and emergency legal and medical referrals—all just a phone call away. Card Members are responsible for costs charged by third-party service providers. Maximize the benefits of your Business Card by adding Employee Blue Business Cash Cards. These cards allow you to earn cash back‡ on eligible employee purchases and provide tools to monitor employee spending through alerts and summary reports. Cash back is received in the form of Statement Credit. Connect seamlessly to QuickBooks® and save time with auto-expense categorization. Once enrolled, your Business Card transactions are automatically tagged with your QuickBooks categories‡. Access your purchase history, generate reports, and manage your expenses with Online Statements. Delegate tasks efficiently by designating an Account Manager. Trusted individuals, such as assistants or business partners, can access and manage your Business Card account, ensuring business operations continue smoothly‡. Set up Account Alerts to avoid late payments, identify irregular spending patterns, and monitor Employee Card usage. At the beginning of each year, access a comprehensive Year-End Summary of charges to review annual spending. The summary, available through your American Express online account, offers an interactive overview with charts categorizing spending, aiding in tax preparation and spending management‡. Enhance cash flow management and leverage Card benefits with Vendor Pay by Bill.com‡. Enroll your Card to pay business bills, and with the Basic plan, enjoy a fee waiver for the first user and no fee for a second user for the first six months. After this period, the second user incurs a fee of $15 per month. Additional fees may apply based on plan type and number of users. Effortlessly manage your account, pay bills, check balances, and view benefits with the American Express® App‡, accessible from your mobile phone or tablet. Extended Warranty♦ provides peace of mind while shopping by extending the terms of the Original Manufacturer’s Warranty for up to an additional year. This benefit applies to warranties of 5 years or less on Covered Purchases made in the United States or its territories or possessions. Protect your new purchases with Purchase Protection♦. When you use your Eligible Card for Covered Purchases, your Membership can help safeguard them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.* *Coverage includes up to $1,000 per occurrence, with a maximum of $50,000 per calendar year. In the event of a fraudulent or incorrect charge on your statement, American Express offers Dispute Resolution‡. We will collaborate with you to help resolve the issue. Make your shopping experience even more rewarding by adding Amex Offers to your eligible Card directly from the American Express® App. Whether you’re in line at the store or browsing online from the comfort of your couch, earn rewards on qualifying purchases‡.