American Express® Business Gold Card

Welcome Bonus

Earn 70,000 Membership Rewards® Points

after you spend $10,000 on eligible purchases with your Card in the first 3 months of Card Membership.

Annual Fee


Annual Rewards


On Your Top 2 Eligible Categories

Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

American Express® Business Gold Card

The American Express Business Gold Card is a powerful financial tool for business owners, providing flexible spending, robust rewards, and essential business management features. Ideal for those seeking to optimize expenses and maximize rewards while enjoying premium travel and purchase protections.


  • Generous rewards program.
  • No preset spending limit.
  • Travel and purchase protections.


  • Annual fee.

Details & Eligibility

  • 800+
  • N/A
  • N/A
  • $295
  • N/A
  • Amex
  • No
  • 19.49%
  • N/A
  • N/A
  • N/A
  • N/A
  • N/A
The American Express Business Gold Card is a premium business credit card designed to cater to the diverse needs of business owners. It offers a range of benefits, rewards, and features tailored to enhance the efficiency and flexibility of managing business expenses. Key Features:
  1. Membership Rewards® Program: Earn points on eligible purchases, with 4X points in categories where your business spends the most each month (up to the first $150,000 in combined purchases annually).
  2. Flexible Redemption Options: Redeem points for travel, gift cards, merchandise, or use them to offset eligible charges on your statement.
  3. No Preset Spending Limit: Enjoy the flexibility of spending with no predetermined limit, allowing your business to adapt to its evolving financial needs.
  4. Business Tools and Resources: Access a suite of tools and resources to help manage expenses, track employee spending, and analyze your business expenditures.
  5. Expense Management Solutions: Integrate your card with popular expense management platforms to streamline your accounting and reporting processes.
  6. Travel Benefits: Receive benefits like baggage insurance, travel accident insurance, and access to the Global Assist® Hotline when traveling for business.
  7. Purchase Protection: Protect eligible purchases against accidental damage or theft for up to 120 days (90 days for New York residents).
  8. Annual Fee: Note that the card comes with an annual fee; however, the benefits and rewards can often offset this cost for businesses with significant spending.
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