Chase Total Checking®

Chase Total Checking® is a checking account offered by Chase Bank that offers several features and benefits, including access to a large network of physical branches and ATMs, mobile banking, and overdraft protection. In this article, we will explore the features, benefits, and drawbacks of Chase Total Checking®.

Features of Chase Total Checking®

Chase Total Checking® offers several features that make it an attractive option for those looking for a checking account. One of the most significant features of this account is access to a large network of physical branches and ATMs. Chase Bank has over 4,700 branches and 16,000 ATMs nationwide, making it easy to access your money when you need it. The account also offers mobile banking, which means you can manage your account from anywhere with an internet connection. Additionally, the account comes with overdraft protection, which means you can link your savings account or line of credit to your checking account to help prevent overdrafts.

Benefits of Chase Total Checking®

One of the biggest benefits of Chase Total Checking® is the access to a large network of physical branches and ATMs. This means that you can easily access your money and get assistance if you need it. Additionally, the account offers mobile banking, which means you can manage your account from anywhere with an internet connection. Another benefit of Chase Total Checking® is the overdraft protection it offers. You can link your savings account or line of credit to your checking account to help prevent costly overdraft fees.

Drawbacks of Chase Total Checking®

One potential drawback of Chase Total Checking® is that it charges a monthly maintenance fee of $12. However, this fee can be waived if you meet certain requirements, such as maintaining a minimum daily balance or having a recurring direct deposit. Another potential drawback of the account is that it doesn’t offer high-interest rates or cashback rewards like some other checking accounts do.

Conclusion

Chase Total Checking® offers several features and benefits that make it an attractive option for those looking for a checking account. With access to a large network of physical branches and ATMs, mobile banking, and overdraft protection, this account can help you manage your money more effectively. However, it’s important to consider the potential drawbacks of the monthly maintenance fee and absence of interest or cashback rewards before opening an account. If you’re interested in opening a Chase Total Checking® account, be sure to review the account terms and conditions carefully to ensure that they meet your