PNC Cash Rewards® Visa® Credit Card

Welcome Bonus

$200 Bonus

after you make $1,000 or more in purchases during the first 3 billing cycles following account opening

Annual Fee


Annual Rewards


4% on gas station purchases for the first $8,000 in combined purchases

Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

PNC Cash Rewards® Visa® Credit Card

The PNC Cash Rewards Visa Credit Card is renowned for its straightforward approach to rewarding cardholders for their spending. It offers a competitive cash back program, coupled with various features and benefits that make it an attractive option for those looking to maximize their rewards while enjoying the flexibility and security that comes with a Visa credit card.


  1. Generous Cash Back Rewards: The card offers competitive cash back rewards, especially in categories such as gas, dining, and groceries.
  2. Introductory APR: Cardholders can benefit from a 0% introductory APR on purchases and balance transfers for a specified period, providing financial flexibility.
  3. No Annual Fee: With no annual fee, the PNC Cash Rewards Visa Credit Card allows cardholders to enjoy its perks without incurring an additional cost.
  4. Flexible Redemption Options: Cash back rewards can be easily redeemed as a statement credit, direct deposit, or used for gift cards, offering flexibility in how rewards are utilized.
  5. Visa Benefits: Being a Visa card, it comes with the security, acceptance, and additional perks associated with the Visa network, including travel and purchase protections.


  1. Rotating Categories: While the cash back rewards are generous, some may find the rotating categories a bit challenging to keep track of and maximize.
  2. Foreign Transaction Fee: Cardholders should be aware that there is a foreign transaction fee, making this card less ideal for frequent international travelers.
  3. Tiered Rewards: The cash back rewards are tiered, with different percentages for different spending categories, which may require some strategic planning for maximum benefit.
  4. Credit Score Requirement: To qualify for this card, a good to excellent credit score is typically necessary, limiting access for individuals with lower credit scores.
  5. Limited Travel Benefits: While it offers some travel perks, such as travel and emergency assistance services, it may not be the best choice for those seeking extensive travel benefits.

Details & Eligibility

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  • $0
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  • Visa
  • No
  • 19.24%
  • 30.24%
  • 19.24%
  • N/A
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PNC Cash Rewards® Visa® Credit Card is a popular credit card offered by PNC Bank, one of the largest financial institutions in the United States. This credit card is designed to cater to individuals seeking cash back rewards on their everyday purchases. PNC Bank, headquartered in Pittsburgh, Pennsylvania, is known for its comprehensive range of financial products and services, and the PNC Cash Rewards Visa Credit Card is no exception. In conclusion, the PNC Cash Rewards Visa Credit Card is a solid choice for individuals who prioritize cash back rewards and want a credit card that offers a good balance of benefits without an annual fee. However, potential applicants should carefully consider their spending habits and preferences to determine if this card aligns with their financial goals and lifestyle.
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