Luxury Card Mastercard® Black Card is a premium credit card designed for individuals seeking an unparalleled level of luxury and exclusive perks. Issued by Barclays Bank Delaware, this metal credit card is part of the Luxury Card portfolio, renowned for its sleek design and high-end features.
The Luxury Card Mastercard® Black Card caters to a discerning audience that values exclusive privileges, luxury travel, and a unique aesthetic appeal. While the annual fee and eligibility criteria may be hurdles for some, the card’s elite features make it a standout choice for those who prioritize a luxurious and personalized credit card experience.
Luxury Card Mastercard® Black Card
Welcome Bonus
0% INTRO APR FOR 15 BILLING CYCLES on balance transfers that are made within 45 days of account opening
N/A
Annual Fee
$495
Annual Rewards
2% Value for Airfare Redemptions
N/A
Rewards on Approval
N/A
Interest rates
Purchase Rates
21.24%
Cash Advance Rates
29.99%
Balance Transfer Rates
21.24%
Table of Contents
Luxury Card Mastercard® Black Card
The Luxury Card Mastercard® Black Card is a symbol of prestige, offering a distinctive combination of elite benefits, concierge services, and luxurious rewards. Crafted with a sleek black-PVD-coated metal front and carbon back, it not only stands out visually but also delivers a unique set of privileges for those who appreciate the finer things in life.
Pros
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Elite Travel Benefits: Cardholders enjoy access to an array of premium travel benefits, including airport lounge access through Priority Pass™ Select, exclusive travel experiences, and a dedicated Luxury Card Travel concierge.
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Luxury Gifts: Members can indulge in luxury gifts from leading brands. The card often features limited-edition items, reinforcing its commitment to providing cardholders with exclusive and exceptional rewards.
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Rewards Program: Earn points on every purchase with a competitive rewards program. Points can be redeemed for travel, cash back, or merchandise, providing flexibility for cardholders with diverse preferences.
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Global Acceptance: As a Mastercard, the Luxury Card Black Card is widely accepted globally, ensuring accessibility and usability in various locations around the world.
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24/7 Concierge Service: Access to a dedicated concierge service that can assist with travel arrangements, dining reservations, and other personalized requests, adding an extra layer of convenience to the cardholder experience.
Cons
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High Annual Fee: The Luxury Card Black Card comes with a substantial annual fee, placing it in the premium credit card category. While the benefits may outweigh the cost for frequent travelers, it may not be suitable for everyone.
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Strict Eligibility Requirements: The card is designed for individuals with excellent credit scores, and meeting the eligibility criteria can be challenging for some applicants.
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Limited Brand Partnerships: While the card offers luxury gifts, the selection may be limited, and some cardholders may prefer a broader range of partnerships for redeemable rewards.
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Foreign Transaction Fee: Despite its global acceptance, the card has a foreign transaction fee, which could be a drawback for frequent international travelers compared to some other premium cards that waive this fee.
Details & Eligibility
- N/A
- N/A
- N/A
- $495
- N/A
- Mastercard
- No
- 21.24%
- 29.99%
- 21.24%
- N/A
- N/A
- N/A
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