Chase Ink Business Unlimited® Credit Card

Welcome Bonus

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening

Annual Fee


Annual Rewards

Earn unlimited 1.5% cash back rewards on every purchase


Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Chase Ink Business Unlimited® Credit Card

The Chase Ink Business Unlimited Credit Card is best suited for businesses that value a straightforward rewards structure, unlimited cash back, and the flexibility of an introductory APR offer. Its simplicity in earning and redeeming rewards, coupled with the backing of JPMorgan Chase, makes it a solid choice for small businesses looking for a reliable financial tool.





  1. Unlimited Cash Back: The card's 1.5% cash back on all purchases eliminates the need to track spending in specific categories, providing a straightforward rewards structure.

  2. Introductory APR Offer: New cardholders benefit from a competitive introductory APR, allowing for a period of low or zero-interest financing on purchases.

  3. Purchase Protection: The card provides added security by offering purchase protection, which can be valuable in case of theft or damage to purchased items.

  4. Extended Warranty Coverage: Cardholders enjoy extended warranty coverage on eligible purchases, providing additional peace of mind and value.

  5. Simplicity and Flexibility: The card's straightforward rewards system and versatile financing options make it an ideal choice for businesses seeking simplicity in their financial tools.


  1. No Bonus Categories: While the unlimited 1.5% cash back is straightforward, some businesses may miss the opportunity to earn higher rewards in specific spending categories.

  2. Foreign Transaction Fee: The card imposes a foreign transaction fee, making it less favorable for businesses that frequently engage in international transactions.

  3. Annual Fee: Although the annual fee is relatively modest, businesses that prioritize avoiding any annual fees may find other options more appealing.

  4. Strict Approval Criteria: As a business credit card, the Chase Ink Business Unlimited may have stricter approval criteria compared to personal credit cards.

  5. Limited Travel Benefits: For businesses that prioritize travel rewards, this card may not be the optimal choice as it lacks significant travel-related benefits.

Details & Eligibility

  • 800+
  • N/A
  • N/A
  • $0
  • N/A
  • Visa
  • No
  • 18.49%
  • 29.99%
  • 18.49%
  • N/A
  • N/A
  • N/A
The Chase Ink Business Unlimited Credit Card is a financial product designed to cater to the diverse needs of small businesses. Issued by JPMorgan Chase, one of the largest and most reputable financial institutions in the world, this credit card is part of the Chase Ink Business series. Launched to address the unique financial requirements of business owners, the Chase Ink Business Unlimited Credit Card stands out for its simplicity, flexibility, and rewards program. The card offers a straightforward and unlimited 1.5% cash back on every purchase, providing businesses with a reliable and consistent way to earn rewards on their expenditures. The absence of complex reward categories simplifies expense tracking for business owners and makes it an attractive option for those who prefer a hassle-free rewards system. Moreover, the Chase Ink Business Unlimited Credit Card comes with a competitive introductory APR (Annual Percentage Rate) offer, allowing new cardholders to enjoy a period of low or zero-interest financing on purchases. This feature can be particularly advantageous for businesses looking to make significant investments or manage cash flow effectively. The card also includes additional benefits such as purchase protection and extended warranty coverage, offering cardholders added security and value. These features contribute to making the Chase Ink Business Unlimited Credit Card a well-rounded financial tool for businesses seeking simplicity and versatility in their credit card.
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