About Discover it® Student Cash Back
Discover it® Student Cash Back is a credit card designed specifically for college students who are looking to build credit while earning rewards. The card is issued by Discover Financial Services, a leading provider of financial products and services.
With Discover it® Student Cash Back, cardholders can earn cash back rewards on their purchases. They can earn 5% cash back in rotating categories each quarter, up to the quarterly maximum, when they activate. In addition, they can earn unlimited 1% cash back on all other purchases.
One of the key benefits of Discover it® Student Cash Back is its rewards program. Cardholders can earn cash back rewards on every purchase they make with the card, and there is no limit to how much cash back they can earn. They can also redeem their rewards at any time, with no minimum redemption amount.
Another important feature of Discover it® Student Cash Back is its built-in tools and resources for managing credit. These include free access to their FICO® Credit Score, as well as alerts and reminders to help them stay on top of their payments and monitor their credit usage.
Discover it® Student Cash Back also offers a variety of other benefits and perks, such as no annual fee, no foreign transaction fees, and a 0% introductory APR for the first six months on purchases, followed by a variable APR.
Overall, Discover it® Student Cash Back is a great credit card option for college students who are looking to earn rewards and build credit. With its generous rewards program, helpful credit management tools, and other benefits, it can help students make the most of their spending while building a strong credit history.
Why choose Discover it® Student Cash Back
Are you a college student looking for a credit card that can help you build your credit while earning cash back rewards? Look no further than Discover it® Student Cash Back!
With Discover it® Student Cash Back, you can earn 5% cash back on rotating categories each quarter, up to the quarterly maximum, when you activate. Plus, you’ll earn unlimited 1% cash back on all other purchases. That means you can earn cash back rewards on everything from textbooks to meals out with friends.
But Discover it® Student Cash Back is more than just a rewards credit card. It also offers valuable tools and resources to help you manage your credit and stay on top of your finances. You’ll get free access to your FICO® Credit Score, as well as alerts and reminders to help you stay on track with your payments.
And with no annual fee and no foreign transaction fees, Discover it® Student Cash Back is a cost-effective choice for college students who want to make the most of their money.
So why choose Discover it® Student Cash Back? With its generous rewards program, helpful credit management tools, and other benefits, it’s the perfect credit card for college students who want to earn rewards and build their credit history. Apply today and start earning cash back on all your purchases!
How to apply for Discover it® Student Cash Back
You can easily apply for Discover it® Student Cash Back credit card by following these simple steps:
- Visit the Discover website: Go to the Discover website and find the Discover it® Student Cash Back card.
- Click on “Apply Now”: Once you’ve found the Discover it® Student Cash Back card, click on the “Apply Now” button.
- Fill out the application: You’ll be taken to an application page where you’ll need to provide personal information, such as your name, address, phone number, and email address. You’ll also need to provide information about your income and employment.
- Review and submit your application: Once you’ve filled out the application, review it carefully to make sure all the information is accurate. Then, submit your application.
- Wait for a decision: Discover will review your application and notify you of their decision. If you’re approved, you’ll receive your card in the mail within a few business days.
It’s important to note that you’ll need to be at least 18 years old and have a valid Social Security number to apply for Discover it® Student Cash Back. You’ll also need to have a source of income, such as a part-time job or a student loan, to qualify for the card.
What are my approval odds for Discover it® Student Cash Back
The approval odds for Discover it® Student Cash Back credit card can vary depending on a variety of factors, such as your credit history, income, and employment status. However, Discover is known for offering credit cards to a wide range of customers, including those with limited credit history or no credit at all.
As a student, if you have a good credit score and a steady source of income, your chances of being approved for Discover it® Student Cash Back may be higher. On the other hand, if you have a poor credit score or no credit history, your approval odds may be lower.
It’s also worth noting that Discover takes a holistic approach to credit card applications, which means they consider factors beyond just your credit score. For example, they may consider your employment status, income, and other financial information to determine your eligibility for the card.
Ultimately, the best way to find out your approval odds for Discover it® Student Cash Back is to apply for the card and wait for a decision from Discover. If you’re not approved, you can always work on improving your credit score and financial standing before applying again in the future.
FAQs about Discover it® Student Cash Back
Here are some frequently asked questions (FAQs) about Discover it® Student Cash Back:
Q: What are the rewards for Discover it® Student Cash Back?
A: With Discover it® Student Cash Back, you can earn 5% cash back in rotating categories each quarter, up to the quarterly maximum, when you activate. You’ll also earn unlimited 1% cash back on all other purchases.
Q: Is there an annual fee for Discover it® Student Cash Back?
A: No, there is no annual fee for Discover it® Student Cash Back.
Q: Is there a foreign transaction fee for Discover it® Student Cash Back?
A: No, there is no foreign transaction fee for Discover it® Student Cash Back.
Q: What is the credit limit for Discover it® Student Cash Back?
A: The credit limit for Discover it® Student Cash Back varies depending on your creditworthiness and other factors. You’ll find out your credit limit when you receive your card.
Q: Is there an introductory APR for Discover it® Student Cash Back?
A: Yes, there is a 0% introductory APR for the first six months on purchases, followed by a variable APR.
Q: What credit score do I need to qualify for Discover it® Student Cash Back?
A: There is no minimum credit score requirement to qualify for Discover it® Student Cash Back. Discover considers a variety of factors when reviewing credit card applications, including your credit history, income, and employment status.
