Chase Ink Business Cash® Credit Card

Welcome Bonus

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening

Annual Fee


Annual Rewards

Earn 5% cash back in select business categories

plus earn rewards on every purchase made for your business – with this no annual fee credit card

Rewards on Approval


Interest rates

Purchase Rates


Cash Advance Rates


Balance Transfer Rates


Table of Contents

Chase Ink Business Cash® Credit Card

The Ink Business Cash® Credit Card from Chase is a top choice for small businesses, offering generous cash back rewards, a 0% intro APR on purchases, and no annual fee. With perks like purchase protection and extended warranty, it's a practical and cost-effective solution for streamlined expense management.





  • Generous Cash Back: The card's cashback rewards program offers substantial returns, particularly in categories crucial for small businesses.
  • No Annual Fee: The absence of an annual fee is a major advantage for businesses looking to maximize their returns without incurring additional costs.
  • Introductory APR: The 0% introductory APR on purchases provides a valuable period of interest-free financing for eligible transactions.
  • Employee Cards at No Cost: The ability to issue employee cards without extra fees simplifies expense tracking and enhances the card's utility.


  • Foreign Transaction Fee: Business owners conducting international transactions should be aware of the foreign transaction fee associated with this card.
  • Credit Score Requirement: Qualifying for this card may require a relatively high credit score, potentially limiting access for some businesses.

Details & Eligibility

  • 800+
  • N/A
  • N/A
  • $0
  • N/A
  • Visa
  • No
  • 18.49%
  • 29.99%
  • 18.49%
  • N/A
  • N/A
  • N/A
The Ink Business Cash® Credit Card is a business-oriented credit card offered by Chase, designed to cater to the financial needs of small businesses. With its unique features and benefits, it aims to provide practical solutions for entrepreneurs seeking a versatile financial tool. Key Features:
  1. Cash Back Rewards: One of the standout features of the Ink Business Cash® Credit Card is its cashback rewards program. Cardholders can earn substantial cash back on everyday business expenses, such as office supplies, internet, cable, and phone services.
  2. Introductory Bonus: The card often comes with a tempting introductory bonus for new cardholders, providing an extra incentive to choose this card for their business transactions.
  3. No Annual Fee: Unlike some business credit cards, the Ink Business Cash® Credit Card boasts no annual fee, making it an attractive option for small businesses looking to minimize costs.
  4. 0% Intro APR: The card offers a 0% introductory APR on purchases for a specified period, providing businesses with a window of interest-free financing for essential expenses.
  5. Employee Cards: Business owners can issue employee cards at no extra cost, making it easier to manage and track business expenses while potentially earning additional cash back.
{{ reviewsTotal }}{{ options.labels.singularReviewCountLabel }}
{{ reviewsTotal }}{{ options.labels.pluralReviewCountLabel }}
{{ options.labels.newReviewButton }}
{{ userData.canReview.message }}